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Just Me-- Marisa
 in response to daisylucas71...   @daisylucas71... I hope this helps in some way--Let me know how it goes.. Marisa


Don't Ask For A Grant If You Want Free Money
When you contact a government office for help, please don't just use the word "grant" when asking about available money programs. I know this is the most common term used by people seeking help, but you cut yourself out of a lot of suitable programs. Programs are established using all kinds of names including grants, direct payments, loans you don’t have to pay back, assistance payments, vouchers, or even services. So when you are looking for this kind of money try not to use the word "grant" and just use the word "assistance." This way you are more likely to find all the possible programs that can help you.
Videos of Government Officials Describing Their Programs
Free Help With Credit Problems
http://www.myamericanbenefitsplan.com/free_independent.php
Money and Help For A Better Job
http://www.myamericanbenefitsplan.com/workforce_development.php
Free Help For Low Income
http://www.myamericanbenefitsplan.com/localcommunity.php
Help With Your Mortgage
http://www.myamericanbenefitsplan.com/free_credit.php


Contact Your Local Community Action Agency
These are local experts that can help you identify not only help with your mortgage but other programs that might help with paying your daily expenses. The best way to get help is to make an appointment for an interview. You can search for the Community Action Agency for your county athttp://www.communityactionpartnership.com/index.php?option=com_spreadsheets&view=search&spreadsheet=cap&Itemid=188
I did a scan of services provided at some of the Community Action Agencies in Ohio. You generally can get heating and cooling assistance, weatherization of your home, emergency assistance, job training, children services, and more. Some even offer microenterprise business assistance to help you start your own business. Many also offer Individual Development Accounts where you put money into a savings account for the purchase of a house, college education, or a car, and the money you save is matched often by $3 for every $1 you save. What is great about these agencies is that they also know about other programs in the area where you might qualify for assistance.
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State Money Programs
Every state government has dozens of money programs that help people pay their expenses. The problem is that there is never one central place to look. You have to go agency by agency, or department by department and search for what is available. Some good departments to start are health, agriculture, commerce, and social services. You can find them by dialing 411 and asking for your state capitol operator or by going to the web athttp://www.govengine.com/ and clicking on your state. When I looked at Ohio, I scrolled down to the Executive Branch and looked at the Department listings. I saw Department of Job & Family Services and saw what they had to offer. Many of the state programs are offered at the local and county levels, and they can direct you to the correct resource.
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City and County Programs
You can do the same thing as you did for the State Programs for your city and county offices. Start looking at every local city and county government for programs that might help. If you don’t know where to go, you can call 411 and ask for the mayor’s office or the office of the county executive. Just tell them you are looking for programs that might provide financial assistance to residents. You can also go to http://www.govengine.com/and under each state there will be a listing of all cities and counties. Click on those of interest and start searching for programs.
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Volunteer Organizations
There are a number of national volunteer organizations around the country that offer grants and other free services to solve problems for people in their community. Find your local club for each of the organizations below and contact them for information on their programs. These organizations run programs that offer money for: -day care services -summer camp -scholarships -travel -free eye glasses -cataract surgeries -health problems -medical equipment, and -money for emergencies
Kiwanis International 3636 Woodview Trace Indianapolis, IN 46268-3196 317-875-8755 http://www.kiwanis.orgfind a local Kiwanis club http://www.kiwanis.org/FindaClub/tabid/84/Default.aspx/
United States Junior Chamber P.O. Box 7 Tulsa, OK 74102 1-800-JAYCEES http://www.usjaycees.org/ find a local Jaycees chapter http://www.usjaycees.org/index.php? option=com_mtree&task=listcats&cat_id=95&Itemid=177
Lions Clubs International 300 W 22nd Street Oak Brook, IL 60523 630-571-5466 ext 356http://www.lionsclubs.org/ 630-571-5466 ext 356 find a local lions clubhttp://www.lionnet.com/united_states.html
Catholic Charities USA 1731 King St., #200 Alexandria, VA 22314 703-549-1390http://www.catholiccharitiesinfo.org/NetCommunity/Page.aspx?pid=1174
Over 14,000 local organizations offer a variety of services for many different community problems including child care, elderly services, emergency financial services, rental assistance, and more. To find an office near you go to their main web site and see Find Your Local Catholic Charities Agency and put in your state.http://www.catholiccharitiesusa.org/NetCommunity/Page.aspx?pid=292
Salvation Army National Headquarters 615 Slaters Lane P.O. Box 269 Alexandria, VA 22313 703-684-5500http://www.salvationarmyusa.org/usn/www_usn_2.nsf
Families in need can receive a wide range of services including utility assistance, transitional housing emergency food, clothing, and more. For an office near you, contact the headquarters above.
United Way of America 701 North Fairfax St. Alexandria, VA 2314 703-836-7112 http://www.liveunited.org/?
To find a local chapter go to the web site and enter your zip code in the upper left corner. The United Way is a national organization that raises money for thousands of local non-profit organizations who offer money and services to people in their community. Your local United Way can identify non-profits in your area that may offer the resources or services you are looking for.
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Government Benefits Websites
GovBenefits.gov helps provide personalized access to government assisted programs. This online program is free and confidential. All you have to do is answer a series of questions about yourself and then GovBenefits.gov will provide you with a list of government programs you may be eligible to receive along with application information. The site will provide both state and federal programs to assist you. Contact: 800-FED-INFO;http://www.govbenefits.gov/govbenefits_en.portal.
Talk to Just Me-- Marisa
John123456789
Need help very sick. No Job. Very desperate. Any help is welcomed. Thanks
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daisylucas71
I have written on here several time . I am the mother of 4 1/2 chikldren. My baby is due in December. My pregnancy is considered a high risk pregnancy due to my age and the face i just recently had a baby. My husband and I are in desperate need of help. We have been renting from my mother , this situation has turned into a nightmare. A few weeks ago I was mugged at Walmart and my rent money was stolen. AFter locking us out for a week and making us stay at a homeless shelter. MY lanlord felt I couldnt afford to stay here so she took it upon herself to allow 9 people ( woman , 6 children, and 2 of her childrens spouses) to move in and rent the extra 2 rooms . There is 1 bathroom for 15 people to share. The septic tank is full now , so everytime someone takes a shower the septic tank backs up and the toilet over flows and the bathtub becomes full of waste. The A/C went out so its very hot,The refridgerator is so packed with the womans food that we cannot put our milk in there. We are storing our food in a ice chest. My children cry non stop because the womans children are very loud and come in and out all times of the night. They a very aggressive Pit bull which keeps my kids from playing outside. SInce the new roommates have been here they get the mail and dont give us our mail. They are very rude ,loud,dirtym and disrespectful. I have complained numorous times . Our roommates boyfriend threatened my husband with a shovel because we asked her children to please be quiet. It is very unsafe here. Right now my husband is out of work. So we cant afford gto move out. Can anyone PLEASE help us ? We are looking for a small loan to get us a new place . WE WILL pay it back in payments. Its not a healthy enviorment for our children. They are scared, cant sleep, and cry alll day. I know there are some people who come on here with BS stories. Please believe mine. We really need help. If you cant help with cash please help us find somewhere out here in SOuthern California that can help us with something. Thank you
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brownsuga1966
A family in need.We are a family in deep crisis.Please help us get through this trobled time with a donation of any amount.ThankYou And GodBless All Of You Always.Sincerely,Brownsuga1966
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bulldog lover
 in response to MzRisssA...   I have tried over 200 organizations, i am 63 with no young children, but i am disabled due to cancer, and no one seems to think that a person my age gets hungry. i worked 44 years until i got stage 4 cancer, and so far i have won the battle with the help of God. i have a very limited disability check that must go for having a roof over my head and utlilities. I can not afford a new car, do not even want a new car, just something dependable to get to my doctors appts and treatments, i have talked to dealers, but they almost laugh at me. Giving up has never been something i do, but i am about ready too. With Gods help, i will make it, but it is so very hard, especially when you are sick. I hope that all of you have much better luck than i do. I do not know where to turn next. I see people in new cars, even in old cars, and find myself wishing it was me. I realize this sounds selfish, but even trying to save money to buy an old car is next to impossible, when it takes everything that you have to live and make ends meet. Maybe someday my ship will come in, and when it does, i intend to do everything i can for anyone that needs it. I believe that what goes around comes around, and when you are good to people, good things come back to you. I pray every day that i may bring joy or do something nice for someone. Somentimes just a smile at a stranger can make a difference in a persons day. Thank you for listetening.
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Just Me-- Marisa
Where To Find More Programs

You can't stop if you don't find what you need in this book. As I mentioned earlier space precludes us from listing the thousands more that are available and publishing deadlines prevent us from having the latest. So, here is where you can turn to continue your work in getting what you need:
1) Find More Federal Money Programs
Look at a book called the Catalog of Federal Domestic Assistance. It contains all the federal government programs that give out money. This book is available at your local public library or the U.S. Government Printing Office www.gpo.gov. You can also search the contents of this book, by key word or government department, for free on the web at www.cfda.gov.
2) Find More State Money Programs
Every state government has dozens of money programs that help people pay their expenses. The problem is that there is never one central place to look. You have to go agency by agency, or department by department and search for what is available. Some good departments to start with are health, agriculture, commerce, and social services. You can find them by dialing 411 and asking for your state capital operator or by going to the web at www.govengine.com and clicking on your state.
3) Find More Local City and County Programs
Start looking at every local city and county government for programs that might help. If you don't know where to go, you can call 411 and ask for the mayor's office or the office of the county executive. Just tell them you are looking for programs that might provide financial assistance to residents. You can also go to www.govengine.comand under each state there will be a listing of all cities and counties. Click on those of interest and start searching for programs.
4) Find More Money From Non Profit Organizations
There are two major sources for finding money from these groups:
• The Foundation Center of New York City maintains a database of all foundations that provide money to non-profit organizations or individuals. The information is available on the web athttp://www.fdncenter.org or from their participating libraries by contacting 212-620-4230
• The Guidestar Company in Williamsburg, VA also maintains a database of foundations and they can be reached at 757-229-4631 or at www.guidestar.com. Much of their database is accessible for free on the web.
5) Find More Money From Local Non-Profit and Volunteer Organizations
There are a number of national volunteer organizations around the country that offer grants and other free services to solve problems for people in their community. The Lions Club has awarded over $340 million in grants since they started, and the Kiwanis Club gives out over $100 million every year.
Catholic Charities USA
1731 King St., #200
Alexandria, VA 22314
703-549-1390
www.catholiccharitiesinfo.org
Over 14,000 local organizations offer a variety of services for many different community problems including childcare, elderly services, emergency financial services, rental assistance, and more. To find an office near you go to their main website and see "Need Assistance? Find A Local Agency?" and put in your state.
Salvation Army National Headquarters
615 Slaters Lane
P.O. Box 269
Alexandria, VA 22313
703-684-5500
www.salvationarmyusa.org/
Families in need can receive a wide range of services, including utility assistance, transitional housing emergency food, clothing, and more. For an office near you contact the headquarters above or http://www.redshield.org/.
6) Find A Local Non-Profit With Money And Services
The United Way is a national organization that raises money for thousands of local non-profit organizations that offer money and services to people in their community. Your local United Way can identify non-profits in your area that may offer the resources or services you are looking for. Contact:
United Way of America
701 North Fairfax Street
Alexandria, VA 22314
703-836-7112
www.unitedway.org
To find a local chapter go to the website and enter your zip code under "Find A Local United Way."
Talk to Just Me-- Marisa
Just Me-- Marisa
I was juss wonder'n if ya'll EVER checked this out--- I ""really"" went on this and found money for people I know back home.. I hope some or all of you can find something for yourself here....


The Government Owes You Money
You may not know it, but there may be money sitting and waiting for you in government offices. It may be because of an old utility deposit you forgot about or an IRS check that was sent to an old address. Find out if there is hidden money for you at these government offices: National Association of Unclaimed Property Administrators, P.O. Box 7156, Bismarck, ND 58507; http://www.unclaimed.org/; contact the IRS at 800-829-1040; http://www.irs.gov/; U.S. Department of Housing and Urban Development, P.O. Box 23699, Washington, DC 20026; 800-697-6967; http://www.hud.gov/offices/hsg/comp/refunds/index.cfm Veterans Affairs at 800- 827-1000; http://www.va.gov/; or Social Security at 800-772-1213; http://www.ssa.gov/.
Talk to Just Me-- Marisa
delayinamwallace
Hi my name is delayina and here is a little about my situation me and my two year old daughterare currently staying with a friend because my daughter cannot stay at the shelterduetothe fact that she gets sick very easily and has been hospitalized shortly after staying at the shelterhere insalt lake city and we lost everything we had when we got evicted in January and i need help with clothingfor both of us and diapers for her and i am currently an only parent withnohelp from my family or his because her father is in prison and next month is my daughters birthdayandi feel reallysad that i can't give her anything or do anything for heri was just wondering if anyone could possibly help me with her birthday and necessities suchas diapers and wipes and clothes ifso please email me at delayina.m.wallace@gmail.com please no telemarketing emails or spam messages
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Bremage
Need to educate child for college, need repairs in home. I will provide training and coaching for those in need to offset my needs.
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Mfanyana
I wish that people with compassion would understand the economic misery that the citizens of Zimbabwe are in. They may be in a position to do or say something. As a higher education professional, I want the American public to be aware of the painful situation of Zimbabwean high school graduates and some college students who come from poor families. In Zimbabwe, the latter are the order of the day. The overwhelming majority of the population live under the poverty level. The average salary of a worker is around $150 a month. The average tuition cost at local colleges is $500. The level of unemployment, among the highest in the world, does not yield an employable environment. As such, there are no jobs for non, nor college dropouts. The government is unable and unwilling to help them and, there are no scholarship opportunities for them. They end up as guests of the unforgiving streets of major cities.

This development does not bode well for Zimbabwe's future. A country that fails to educate its citizens is doomed to be a failed state, incapable of providing for its own or making any significant contribution to international progress.
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luckyone2
 in response to danivixen09...   Thank you for venting, some situations really require extra work!. Here's how I know. I came from a good middle class family of five. Pops really held us down. Taught me to finish school, get married and try to be honest. Well I ended up with five children and two lousy ex's. The best part is after I was fortunate enough to fight alcoholism and drugs, I met another man who was even worse than the first two were. He cheated on me and he's upset that I found out so he's kicking me and my two wonderful daughters out on the street. He confessed after 8 years, he never really loved me. I sure know how to pickm huh! My life sucks because I need some serious advice and some serious help too. My girls are frightened to death at the prospects of being homeless. I scare to death also, but I have to be strong for them. Any suggestions, Im willing to listen!
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danivixen09
I need a place to vent. I require feedback and advice. I am lacking guidance and losing my strength.

Let's start with a rundown of my life and who I am and how I got here.
Adopted at age 2 and separated from my brother bc my schizo mother and mentally incapable uncle couldn't care for me.
I was in a really crazy living situation. Abuse after abuse.
Never having peace. I have bi polar disorder and others things affecting my life. Suicide was attempted. I finished out in foster care.
I have been the door mate in almost every relationship I've held in my life. I have no family. No insurance, no car, I can't even drive.
A few years ago I met the love of my life. The greatest friend. I love him. I worship him. Fuck it. I do.
Our roommates have turned into something completely different and it has only been a month. Everything we thought we knew about them was a big joke. They have really started fuckin us over. In desperation we signed a year lease and it has been one month. There is drug addiction, cheating, lies, pregnancy, stupid and dangerous decisions that affect all of us.
I just lost my job and things are getting harder and harder. We have zero money for food and rent is due tuesday. I'm terrified.
I tried to kill myself this week. Again
He stopped me. Broke down in front of me. Pleaded with me. Opened up to me. We are closer than ever.
We are both on the same page. Ready for marriage and researching all the the legal benefits including medical benefits and rights.
His family turned on us bc we didn't fit the mold. I am a mixedd female and he is a white male. We are both open minded techinical and artsy.
His passion is car mechanics and performance. I wish I could put him through school. Take care of him. I wish we weren't stuck.
Ideally, we'd like to get married and move west. I'd persue an internship as a peer counselor and enroll in being certified within the same year. I want to help others like myself. Understand others. I, myself, would benefit greatly. I really need some closure in my trauma.
I'm tired of feeling like we're going to be in the streets when all we want to do is good. We only want to help mediate, educate, and open minds. I'd be such a strong leader, and he has such great potential.
I don't know how to work the system. I don't know how to do much of anything really. I just know I want to continue living. For the future of myself, our relationship, my love, and the family we will build that we never ever had the chance to have growing up.
We'd be amazing parents. Amazing people. We work hard and have ambitions and drive. If we could just get some sort of guidance. Somebody help.
How do we move forward when we can't save a penny. I know this is probably the least traumatizing my life has ever been, but my extreme emotions and great worry helps me none. Not having any family or friends beside my love doesn't help either.
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WheelsWanted
In Vehicle City 80 miles from the Motor City and can not find a resource for a donated vehicle program!!!! This is the Heart of General Motors for peets sake!!!!! Without a Vehicle or any means of getting one!!!!!! It's the most agonizing thing that the only barrier from obtaining gainful employment is this and what is most heart wrenching is that I have had to turn down offers of employment..... GOOD JOBS!!! What i most fear is that if and when I do get a vehicle is that the offers stop or I am listed as a no call no offer.
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Marcmiami
In the past year I have been pushed so far down I don't know what to do. Everyday I am out there looking for a job but even with my 4 year degree and years of experience it does not get me anywhere. With 100,000.00 in student loans, electric bills, phone, rent, food bills it is difficult. I have a strong work ethic but no one cares to give me a chance. I have now given up the car and soon my apt will be taken away from me because I am so many months behind on rent. I understand the position of the landlord having pay his mortgage on the unit and he has been kind but there are limits. I am so embarrassed and never thought my life would bring me to this place. Hard times yes but with nothing, it is just sad. Everyone says I am a grounded person, talented, good hearted and present myself well and they keep saying it will happen. But they are all professionals working and can't even help with a job? My whole life I wanted to be in a solid position to give to another person and be a mentor but it is sad that I can't even help myself. I am now very depressed. I have spent 30 years working and would do anything for anyone,
My heart is broke with no one to lean on. This is the first time I have written my situation down in words. You have no idea seeing the words being typed does to me. What did I do? They won't even help me with government assistance and that took a lot to breakdown and go do. My father always was against people using such things as welfare, if he only knew. Your boy tried to make you proud but it is not just enough to be a good person dad. Can anyone please begin to tell me what to do…I need a job and I need a roof over my head.
If you can't help me please at least help someone we all live together on this planet.
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Inspiration
 in response to aodtwo...   I'm so glad you're doing better. I would still like to help you with your resume if want me to. Take care of yourself and let me know if you need anything.
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EmmaLouise86
Looking for help in the uk 25 year old female in need of lots of help to get my life back on track I'm a genuine honest girl just a bit lost in my life and need someone to give me a direction.
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Aussiebattler
I would like to offer a ten dollar instant payment to those who are having a tougher time than I am. You must be an Australian Citizen and plead your case. I cannot give this money to everybody that rights just to a selected one or two. Please email me your story and I believe you are worthy I will email back to you.
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totally stressed
wow. there are two Totally Stressed. what's up with that? that's o.k.. i think we are all totally stressed anymore. i'm sure there will be no mistaking the two. cause i'm me and I GOTTA BE ME. lol. what yall think. aye[kanuke] C-ya.
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Mr.Prasad
 in response to Mr.Prasad...   Your service is so great. There is no words to appreciate you. I will send my friends during summer vacations to your institution in any time. So, be alert and show all the activities of institution and get support from you. May God bless you.
From
Dear lovely friend,
Mrs. Legia mary.
London.
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pixel
I am a mother of 2 teens, work 2 days a week and have been experiencing so many issues financially. My husband is unemployed at present and we are inundated with bills etc. We have no family. It has been one issue after another without reprieve.

I have asked the Banks for help, but they only help those who have assets etc.
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