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It breaks my heart that I was unable to get my children anything for Christmas and it is so disheartening to not know what we will have to eat from 1 meal to the next. I have basically quit eating so my 2 children can have a bit of extra food which can cause me to have seizures, but they are children and food is more important for them to have than me, I am 44 and full grown-they are still growing. And the cold, it was 1 degree outside this morninng and I cannot find any local Charities or Churches that have Blankets, much less food-this area is so economically depressed that if a Food Pantry gets food in, it is gone within 15 minutes and when one is blind and has to depend on someone to take you to the Food Pantries, generally one does not make it in time.Mobile Homes are so cold.Warm socks;boots;coats;hats;gloves;sweaters and jeans for my son and long skirts and leggings for my daughter and I would be such a blessing as well!
I guess wishing never hurt-as long as you are able to wish, you are still alive!
As long as I am depressed and wishing, I sure wish for soap;shampoo;anti-perspirant;hairspray;make-up;femiine hygiene products for my daughter-Thankfully, I had a Hysterectomy and no longer have to worry abooout that!;Laundry Products;Toilet Paper-Basic Human Needs!
Then the matter of a computer for the children to do their Home School on!
Everything else is needs!
The computer is a necessity for their schooling.
I do not know what I am going to do!
But I've kept things very organized and electronic too. I've copies of everything.
The one thing that is a problem is that I don't have a court order for the child support. So that is difficult to show how long that it will be enforced. It's direct deposited into my bank acct. but they may next want proof of how long it will last. My daughter's 18 now and if she goes to college it should last till she's 21. But if not it will end at the end of next year.
This gives us less time to work on back up plans. I never put all hopes into one plan of action. I've got family members in on the whole thing now that are willing to help. My two older kids would go up north to stay with family and get settled there. That will make it easier to settle with the young one as it's less expensive to rent something smaller.
Currently we are trying to find a way to reduce the amount of material things we have so that we have less to store or move.
Once we get down to the bare minimum then we can step up back up plans to get them moved out and try to see if I can get a sale if they won't do the modification.
If I have to do the sale I'll make sure I get the $3k that is offered to resettle. I'll also have saved up as much as I can by then to help us relocate. My niece says that there are several duplexes near here and that there is help to pay security and 1st month to get into a place. They also have places that are available based on income as well as section 8.
I do have protections set up against unlawful entry, due to seeing other servicing companies take things too far and try to deal outside the legal channels. They come into this house they may not like the greeting they get. I've some canine security as well as some cheap nanny cam like security in place. (it's nice to have a daughter who's into technology and interested in becoming an engineer.) So whatever they do will be recorded and I doubt they'll ever find the equipment, even if they empty the entire house.
(I'm an old Hayduke fan...for those that know him, you know what I mean. lol)
But thanks for the info...I'm sure that it will benefit several who are dealing with this sort of thing. Thankfully my headache hasn't tried anything yet but delay tactics. So I'm going to keep planning and see about keeping one or more steps ahead of them.
Have a good New Year...we can hope for it to be better than the last.
Hope that these are of some use. Good luck
I am doing okay. just hanging in here by a thread.
See you and I wish for a better year too
we will see
I'm hoping that things will pick up work wish as things turn around in the new year. I wish that my cousin would be able to get back to work driving - either doing delivery or in a truck. He's also skilled in construction and is a fair mechanic too - so his getting work is the better chance.
Even if it's just some odd jobs locally - that would be some help. I don't understand it, but I was told that if I didn't have enough income that I wouldn't be able to get a modification on my mortgage. Now that just sounds kind of dumb. If I'm low income I can't get my mortgage modified so that I can pay it and survive better?
You'd think that they would drop the 10.84% down to at least, what? 5-6% to cut some of the interest off? What with that Make Homes Affordable contract that they signed, you think it would be in their interest to show they are earning the money they got.
I only owe two months and I've scrapped up the payments for months now waiting for them to cut a better deal. But so far all I'm getting is delay tactics.
Besides paying for utilities and non-food stuffs that we need is near impossible without help...yet I've been doing it by the skin of my teeth. But I don't know how much longer I can keep this up.
Now I'm told by the HUD agent helping me, that if I don't have enough income that I won't be able to qualify to get help lower the payments or get a modification. This whole thing is nuts!
If we lose the house where are we going to go? It's the only reason we've had to stay this long.
If I could find someone that would take over this place, give me the funds I need (my investment back) and just let me and my family get away from this nightmare, I'd take it gladly.
I got the place for $52,500 and $7,000 was put down on it. I've still got around $39,500K plus fees to pay. That's a bit more than $15k paid in over ten years due to that 10.84% - it's not worth the struggle. Give me a way out, I'd take it and find a better situation for my family.
But for now, finding some work or something would help out a whole lot with the situation we have right now.
Hope that you're well and that things are good. The New Year draws ever nearer...hope that it will be better than what it appears to be...I've a foreboding feeling about Jan. 2011.
But I'll wish for the best instead...
Hello and I am looking in your section. I don't see the link I gave you but it had to be this one.
The School of Dentistry is a major oral health care facility in Queensland with 100 dental units in its Turbot Street facility in the central business district of Brisbane.